https://dailydigitalindia.com/Plain-English news and guides on UPI payments, apps, phones and digital life in India, with sources linked in every story.en-IN https://dailydigitalindia.com/upi-payments/upi-mdr-october-15-what-changes/https://dailydigitalindia.com/upi-payments/upi-mdr-october-15-what-changes/Fri, 09 Oct 2026 02:30:00 GMTA 0.4% merchant fee arrives on larger UPI payments to businesses. Customers should not pay a rupee more, and most everyday payments stay free. https://dailydigitalindia.com/upi-payments/upi-payment-failed-money-debited-refund/https://dailydigitalindia.com/upi-payments/upi-payment-failed-money-debited-refund/Fri, 09 Oct 2026 02:30:00 GMTRBI rules give banks one day to return a failed transfer, five days for a failed shop payment, and ₹100 a day in compensation if they are late. https://dailydigitalindia.com/upi-payments/upi-limits-explained/https://dailydigitalindia.com/upi-payments/upi-limits-explained/Fri, 09 Oct 2026 02:30:00 GMTSending money to a friend is capped at ₹1 lakh a day. Paying a tax bill, an insurance premium or a holiday can go much higher, if your bank allows it. https://dailydigitalindia.com/phones-tech/install-apk-safely-checks/https://dailydigitalindia.com/phones-tech/install-apk-safely-checks/Fri, 09 Oct 2026 02:30:00 GMTPlenty of legitimate apps are shared as APK files in India. These checks help you tell a real one from a fake, and explain why Android sometimes blocks the install. https://dailydigitalindia.com/phones-tech/android-storage-full-free-up-space/https://dailydigitalindia.com/phones-tech/android-storage-full-free-up-space/Fri, 09 Oct 2026 02:30:00 GMTThe biggest space hogs on most Indian phones are WhatsApp media, duplicate photo copies and app caches. Here is how to clear them in about fifteen minutes.